A budget that behaves like cash,
not like a bank.
Nothing to sign into
No account, no email, no bank credentials — ever. Your ledger lives on your device and stays fully usable offline. Sync, when you want it, moves only ciphertext.
Receipts never leave the phone
Snap, speak, or type an expense. OCR runs on-device; the AI only ever sees the one line of text you confirm — never the photo, and it’s never stored.
Billing with dignity
Prices before the quiz, not after. No weekly plans, no dark patterns, one-tap cancel. If you leave, your history stays readable and exportable forever.
Snap, speak, or type.
Three ways in — one envelope out.
Every entry ends in a confirm card you approve. Nothing lands in your ledger until you say so.
Capture
Photograph a receipt, dictate “twelve twenty, metro card”, or type it — manual entry is three taps, max.
Confirm
On-device OCR or dictation becomes a draft card. Check the amount, pick the envelope, edit anything — always free.
File it
The expense lands in its envelope and the balances update. If the AI can’t help, the form is already pre-filled — never a dead end.
CAFFE LATTE 5.25
OAT MILK .70
TOTAL 6.50
Give every dollar a job,
then seal the plan.
- Stuff your envelopes on payday — fixed, living, flex and savings each get their share, and whatever is unassigned stays on top, visible.
- Seal the month with a long press — the wax stamp is your commitment device. Sealed envelopes stop you from quietly rewriting the plan.
- Review without the shame — “Eating out is $23 over”, never “you failed again”. Numbers are facts; the tone stays on your side.