A budget that behaves like cash,
not like a bank.
Nothing to sign into
No signup or bank credentials. Your ledger works offline. Sync sends encrypted ledger contents, with device and entitlement metadata kept separately. Limited analytics exclude ledger contents.
Receipts never leave the phone
Receipt images and recordings stay on your device. Text you confirm into an entry follows the encrypted ledger-sync path.
Billing with dignity
Prices before the quiz, not after. No weekly plans, no dark patterns, one-tap cancel. If you leave, your history stays readable and exportable forever.
Type it, scan it or say it.
Nothing counts until you confirm.
Typing an expense is free. With Plus, a receipt photo or a spoken expense fills in the draft on your phone. Every entry still ends in a confirm card you approve.
Enter
Type the amount. With Plus, photograph the receipt or say “twelve twenty, metro card”. Recognition runs on your device.
Confirm
A scan or voice entry arrives as a draft. Check the amount, pick the envelope and fix anything before saving.
File it
Save it to its envelope and the balance updates. If a scan can't read the total, type it in.
CAFFE LATTE 5.25
OAT MILK .70
TOTAL 6.50
Month sealed · JulyGive every dollar a job,
then seal the plan.
- Stuff your envelopes on payday — fixed, living, flex and savings each get their share, and whatever is unassigned stays on top, visible.
- Seal the month with a long press — the wax stamp is your commitment device. Sealed envelopes stop you from quietly rewriting the plan.
- Review without the shame — “Eating out is $23 over”, never “you failed again”. Numbers are facts; the tone stays on your side.